Jan is an excellent listener and has the creative ability to see things in the "big picture." Once she sees that snapshot in time she is able to zero in on losing strategies that are costing her clients hundreds of thousands of dollars over their lifetimes. Jan's strength is her ability to see where the problems exist and to strategize on how to recapture those dollars and put them back in her client's pockets. Whether you are an individual, family or business owner, you can benefit from the knowledge Jan has acquired over the years.

Jan spent many years as an advisor in both the insurance and securities arenas. She worked for two major insurance companies and spent more than a decade as a Financial Consultant for several banks including Associated Bank and Chase Bank. In 1996, Jan left corporate America to open her own company which for years was known as Marcellis Financial Management. She has first hand experience on how money works and eagerly shares that knowledge with her clients. By offering clients consistency, integrity and genuine concern, she has earned a reputation as a trustworthy advisor and friend. Jan resides with her husband Rick in Oshkosh, Wisconsin.

Because she grew up working in her parent's grocery store and has had her own company for over a decade, she has a seasoned understanding of the needs of small business owners. She is committed to providing solid counsel in the creation of wealth for clients in professional fields as well as in all walks of life.

Community Involvement
Jan is a member of Business Networking International, Tempo International, and is a qualifying member of the Million Dollar Round Table. She is currently serving as a member of the Agents Advisory Council for Ohio National Financial Services.

Professional Designations
Jan is licensed as a Registered Representative. She is licensed to sell stocks, bonds, mutual funds and variable annuities as well as a number of tax credit programs. She is also licensed to sell life and health insurance products including fixed annuities and long term care. Jan is also an Investment Advisor Representative through Wisconsin Financial Advisors, LLC.

She is a Money Trax, LEAP, and Truth Concepts Advisor. She has also mentored under the top Infinite Banking practitioners in the country. Financial Architects is also one of two Educational Center for Wealth and Wisdom Inc. in the state of Wisconsin. In addition, Jan enjoys presenting seminars and workshops on a variety of financial subjects throughout the area.

Rick is a Mechanical Engineer with a Masters in Business Administration. He has over 25 years of hands-on experience in the Manufacturing Engineering field. During that time, Rick became certified in six different C.N.C. computer programming languages. In 2004 he was sent to Vienna Austria as Senior Project Engineer to work with the Weingartner Group, learning to program and run only the second 16 axis IV channel mill turn center in the western hemisphere.

In addition, Rick's natural leadership and entrepreneurial skills have helped him during his many years of owning and managing rental properties in the southeastern Wisconsin area. He understands how the ownership of real estate can assist people in maximizing their wealth potential.

Not only has he been involved in the day-to-day operations of small to medium-size companies, but he knows and understands very well the pressures of business ownership.

His engaging personality and problem-solving skills help people at all levels to improve their overall financial picture Rick takes a 100% business approach to financial solutions based on sound economic principles.

Rick is relatively new to the Oshkosh community, moving here in 2006. He is originally from Milwaukee but resided in Sussex Wisconsin for the majority of his life. He has two grown daughters living in the Milwaukee area both Marquette graduates working on their advanced MSW degrees.

Rick is a former Marine, (once a Marine always a Marine) who is active with the disabled American veterans. He is an avid Harley-Davidson rider and likes to think he is pretty good at golf, but that remains to be seen.

Rick Picard is not associated with The O.N. Equity Sales Co.

Danielle has been a major technology and software implementer at our firm, creating processes and procedures that allow us to better serve our clients on a more efficient basis. She has been on the front line of our web development since her arrival and she embraces the ever-changing marketplace and helps the firm better adapt to it.

Danielle currently resides in Oshkosh, WI with her boyfriend, Andy and her two Golden Retrievers, Brinkley and Oakley.

Danielle is actively involved in the community here, whether she is supporting the local animal shelters or participating in various walks for health causes. She also takes part in the annual Oshkosh Holiday Parade in conjunction with the team at C.R. Meyer & Sons in Oshkosh.

Danielle is currently working on obtaining her CLU and ChFC professional designations from the American College along with Rick. She is also finishing her BBA degree in Finance and her BA degree in Spanish. She is presently Series 7 and Series 66 licensed in securities and has her health and life insurance licenses as well.